Bank Transfer

How to use Bank Transfer to submit a payin in Peru.

Post

https://gateway-test.luxtak.com/trade/pay

Payin by Bank Transfer

This endpoint allows you to submit a payin by Bank Transfer in Peru.

Parameters

NameTypeDescription
Content-Type*stringapplication/json; chartset=UTF-8
Authorization*stringBasic Base($app_id:$security_key)

Body

NameTypeDescription
app_id*stringcreated app's id at dashboard
- Max. 32 chars -
timestamp*stringyyyy-MM-dd HH:mm:ss
- Max. 19 chars -
out_trade_no*stringID given by the merchant in their system
- Max. 64 chars -
region*stringFixed value: PER
method*stringFixed value: BankTransfer
order_currency*stringFixed value: PEN
order_amount*stringpayment amount
- 5~50,000 PEN -
subject*stringpayment reason or item title
- Max. 128 chars -
contentstringpayment reason detail or item detail.
- Max. 255 chars -
trade_type*stringfixed value: API
notify_url*stringWhere luxtak will send notification to
return_urlstringRedirect to Merchant's url when user finished checkout
buyer_id*stringmerchant user's id
timeout_expressstringm(minutes), h(hours), d(days), c(always end in current day).
Used to control the expiration time of submitting an order (from initial to processing). (300mm in default, max 15d)
customer.name*stringUser's name
customer.email*stringUser's email
customer.identify.typestring​User's identification type
- DNI or RUC-
customer.identify.numberstring​User's identification number
- DNI: 8 digits, RUC: 11 digits -

Responses

200submit successfully
{
  "code": "10000",
  "msg": "Success",
  "prepay_id": "d09CTGR0UVg5cUVEYm0vQ2daV2poK0pOY0htRnF2Rk9UYTk4QndGb3JNRT0=-****75cc59F9",
  "trade_no": "202***63",
  "out_trade_no": "ou***800",
  "web_url": "",
  "pay_url": "https://gateway.kashio.com.pe?token=6YU***TgE",
  "trade_status": "PROCESSING",
  "reference": "251***169",
  "due_date": "2025-05-15T08:57:18+00:00"
}
400duplicate out_trade_no
{
    "code": "40002",
    "msg": "Business Failed",
    "sub_code": "duplicate-out_trade_no",
    "sub_msg": "out_trade_no is duplicate"
}

Tips

User payment tips

  • Redirect users to the link in pay_url to complete the payment.

Example

curl --location --request POST 'https://gateway-test.luxtak.com/trade/pay' \
--header 'Authorization: Basic MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ==' \
--header 'Content-Type: application/json' \
--data-raw '{
    * "app_id": "162************38",
    * "out_trade_no": "202201010354007",
    * "method": "BankTransfer",
    * "order_amount": "12.01",
    * "order_currency": "PEN",
    * "subject": "trade pay test",
      "content": "trade pay test content",
    * "notify_url": "http://merchant/callback/success",
      "return_url": "https://www.merchant.com",
    * "buyer_id": "buyer_0101_0001",
    * "timestamp": "2022-01-01 03:54:01",
      "timeout_express":"1c",
    * "customer": {
    *     "identify": {
    *         "type": "RUC",
    *         "number": "50284414727"
          },
    *     "name": "Test User Name",
    *     "email": "test@luxtak.com"
      }
      }'

Tips

Note: 162********38 is luxtak's test app id for sandbox, and MTYyNTgyOTIxNDUzMTY2Mzg6UGFnc21pbGVfc2tfZDUwMWQ1ZGNkNTI5OGQ5N2MwNmUzYjI4YjA2OWZjZmY3NDU5ZjY2NzNiMjFjMTFlYTY3NDM5MDgzOTZkOTYxNQ== is authorization token associated with the test app id.

Warning

Please use your own app_id and generate your own authorization token when testing.